Friday, October 5, 2018

October 5, 2018 - Class #7 - Personal Credit

Other than the 1st class about Gratification, I consider this class about personal credit to be the most important class.

Our speaker will discuss everything you need to know about credit.

Why is credit so important. Having good credit and knowing how to use it:

  1. Some employees require good credit for the better jobs
  2. Having good credit will keep your living expenses lower
  3. Having good credit will help with real estate investing
  4. Having good credit is an asset that help you lower your stress level
You will be given a test based on what you learn today. So be attentive, take notes and participate.

If you have any personal credit questions, Mr. Carter can help after class.


Mr. Carter's Class Handouts

  1. Questions
  2. Additional Information
  3. Answers
  4. Credit Improvement Tips









40 comments:

  1. This was very insightful taught thing I didn’t know about credit the good and bad.
    Toni reaves

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  2. A good credit score is important for anyone to have. Loans are a necessary part of life for most of countries . i had many good information which increase my thought about this station.
    maali alsuwailem
    900736761

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  3. good information to keep you in the right way
    maali alsuwailem

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  4. Coach gave me a different view of credit. I always knew it was important to have good credit but i didn’t know all the aspects of it. -Brianna Cordero

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    1. i agree strongly, this is some great and useful information. i never knew how depth your credit score really goes but now i understand and i feel that everyone at one point in their life needs to have good credit.

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  5. Coach also gave me a different view point of the term credit. Credit is necessary and i feel everyone should work towards building it so they can accomplish multiple things in the future.

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  6. I thought this lecture was very helpful because even though I already knew that your credit can have an impact on your life as far as getting a loan or a credit card, I didn't know about all of things that it can affect.
    -Diamone Daye

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  7. This class session was very informative and helpful. I learned how to build my credit and I’ve already done so by paying off my student loans early.

    Kaila James

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  8. This class session was very informative and helpful. I learned how to build my credit and I’ve already done so by paying off my student loans early.

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  9. Getting a break down of what credit means from a credit coach was very insightful. It made me think about how I am going to pay on my student loans and how I am going to make better decision about spending for the future.

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  10. This presentation was very useful and informative. It gave me a great incite on how to have a good credit, or how to come out of a bad credit situation.

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  11. I believe its always a good thing to discuss and talk about credit because its so important to make sure you have an excellent credit score.

    Ellanaw Wilson

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  12. This class brought clarity to any confusion I had with credit. Also helped me to understand what I can do to build my score. Very helpful!

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  13. This lecture was very informative and can the things taught can be used years down the line from now , I also shared the information with family and friends.
    Dmaiyah Blakeney

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  14. I currently do not have credit, so this lecture has given me some insight on how to start building up my credit. The speaker seemed very knowledgeable about the topic.

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  15. This class session was very helpful to those like myself who haven't started building there credit as of yet because i didnt want to go get a credit card and not know how to use or handle it .

    - Anthony Williams

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  16. I personally already have credit, but this session gave me way more insight on little things about credit and how it can be affected both positively and negatively.

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  17. I agree . This class session was really helpful .

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  18. I really appreciated this class session because credit is key and I feel like it’s something not enough young people are aware of so this class was very beneficial.

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  19. I like that he was very interactive and used real world examples. -Naya Sweetwine

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  20. I enjoyed the speaker and the additional knowledge he presented us with regarding good and bad credit. I learned a few new ways to help maintain good credit.

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  21. During this class i found myself gaining so much knowledge about credit that would be very much beneficial to me in he long run

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  22. During this class i gained so much valuable information on credit that i feel will be more than beneficial to me in the long run. I really appreciated this class and the speaker

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  23. Learning personal credit was very helpful because credit is needed for any large ticket purchases. Also, now jobs are looking at credit scores as a hiring criteria.

    Michel’le Messenger

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  24. There were many minute things I did not know would affect credit. Learning how to manage my credit for a better future definitely helped because using a credit card as my main financial source and leeway would hurt me the most yet many people do that. I will not though.
    - Darius Roddy-Moore

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  25. The lecture was really helpful specially with my credit card. I did close my credit card last week, that improve my score points. Thank you for the info.
    Siraj Ageel
    900714743

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  26. Credit is one of those things that everyone needs and I think many people don’t understand the importance of it but this definitely clarified it for me and probably other people as well.
    Toni reaves

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  27. Learning about credit is very important to me, and this discussion that we had about credit helped me improve my way of thinking about credit and how to have a good credit score.
    Tangi Miller

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  28. I had a bad experience with my credit long ago. I thought my history was forever. This class was very informational and guided me to help someone else with their credit as well.

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  29. This class discussion was probably the most important to myself. Credit is something that can make or break our lifestyles if we don't take it seriously. The tips about credit are always beneficial in helping us young people improve our financial habits. I am appreciative.
    -Lindsay Williams

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  30. Learning about credit today was important. Dr. Carter put it in a way that was easier for me to understand whats really going on and i plan on doing nothing other than building up a good credit score

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  31. This class discussion and speaker impacted me because of all the little loop holes and minor mistake I could make on my credit score. I knew information about credit and how to make it good but I did not know so many things can impact it and/or help it.

    Destiny Rudolph

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  32. This prensentation was very informative about real like skills and knowledge. I appreciate gathering this knowledge from this speaker. It will not only help with my future but it will also be helpful with building a financial awareness.

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  33. This class discussion was very important to tell that credit is something that can be a positive or negative aspect in our lifestyles and future if we don't take it seriously and with care. The tips about credit are always beneficial in helping us young people improve our financial habits. And how to make sure we don't be in debt for anything and how we can balance our accounts.

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  34. This class I picked up a lot of information especially about something that can take a big part of my life when I start applying for credit. -kentez collins

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  35. This class help me understand the purpose of credit in life.
    -Joseph Culpepper

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  36. Coach helped me understand credit more than I already did. The example he used about buying a car was extra valuable since I am in the market for one.

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  37. I thought this lecture was very beneficial. I learned a lot of useful information about keeping a good credit score along with learning how to correct a bad credit score. After this class I personally opened up my first credit card based off of what I learned from this class. I appreciate the fact that Mr.carter let us have his contact info also because I know if I have any questions he could help

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  38. Learning about credit from a credit coach made it a lot easier to understand. He broke in down in ways that I was able to understand. He also used real examples from his family that gave an even better understanding.

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